Regular insurance may only cover a small portion of emergency medical expenses that occur outside of the providence in which a person resides, if any of is even covered at all.
Uncovered emergency medical expenses can absolutely cripple a person or family financially. Emergency medical care costs can begin to add up even if you do have some coverage, but those with no coverage at all could quickly find themselves in a hole too deep to get out of after just a day or two in the hospital.
Extra travel insurance could be an absolute necessity if you are required to travel on a regular basis for your employer, but it’s also a good idea for those that just need to travel on occasion.
Piece of Mind
Travel insurance in Canada is available to almost all people in virtually any type of situation where travel is taking place. It’s capable of taking care of someone involved in any multitude of different situations, so Canadian residents are able to travel as much as they need to without any worries at all.
Outsiders Looking In
For people traveling to Canada from another country, the problem of coverage under their regular insurance may also pose a problem. Many insurance companies don’t cover all of the expenses that can be incurred when an injury or emergency occurs during international travel.
For people who want to spend some time in Canada for pleasure, or those that are required to travel to and stay in Canada for business there is Visitors to Canada travel insurance.
Emergency medical care anywhere in the world can be very expensive, but with visitors to Canada travel insurance visitors can spend their time in Canada focusing on what’s important to their trip, whether it be business or pleasure, without any fear.
In order to obtain Visitors to Canada travel insurance, a visitor will need to know in which province they will be spending the majority of their time and they’ll have to fill out a declaration of health before being able to purchase the plan that will best accommodate their needs for a particular trip. That doesn’t seem like very much at all to truly obtain piece of mind to know that you’ll be taken care of in the event of any unforeseen instances.
Travel insurance, depending upon the type of plan chosen, may also cover such things as: accommodations, transportation and reimbursement for necessities like clothing and toiletries in the event that an injury or emergency prevents you from continuing your travels as planned.
If you are traveling with family and loved ones and purchase a plan for the group – if one person becomes injured or requires emergency treatment, the others in the group could be eligible for several amenities as well should the injury affect or inhibit the rest of their travel.
Many travelers going from province to province or coming from outside of Canada in, think that travel insurance is simply an extra expense that they don’t really need – they adopt the attitude that if they travel and nothing happens to them (which is often the most likely outcome) that they will have, in effect, wasted X amount of dollars that could have been used for something better. Though this is a very real possibility, in most cases there will be no accidents or emergencies what so ever and all travelers will arrive home on time, safe and sound. What these travelers should consider though is that accidents do happen – one accident could mean terrible things for a traveler who isn’t covered.
For those traveling (especially frequently) through Canada and who aren’t already covered through some other method of coverage, Canadian travel insurance should be considered a necessity.