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Tuition Assistance

Students enrolled in a community college or university must pay tuition fees and other expenses. Unlike the publicly funded elementary and high school, post-secondary schooling is considered private education in Ontario.

Students can get help covering their costs through:

  • The Ontario Student Assistance Program (OSAP), which provides government-backed loans to students that must be repaid.
  • Grants, bursaries and scholarships offered by universities and colleges. Loans must be repaid; grants, bursaries and scholarships are not repaid.
  • Student loans and lines of credit from banks, credit unions and other financial institutions. Loans and credit lines must be repaid.
  • University work programs designed to help students with their financial needs through on-campus employment.

Most students start repaying their loans after graduation. The National Student Loans Service Centre helps students manage their loans and assists them during the repayment process.

OSAP also provides student loans and non-repayable grants and bursaries to students with disabilities.

For more details on the various options, see the For More Information links below and the Community Directory links on the right-hand side of the page.

Registered Education Savings Plan

Parents can reduce their child's post-secondary education costs by putting money into a Registered Education Savings Plan (RESP), a tax-free government-sponsored education savings plan. For those who qualify, there are also grants and bonds available to help parents start an RESP for their child (see For More Information links below).

For More Information

Study in Ontario — International Students
Information for international students interested in going to College or University in Ontario. Includes details on choosing a school and how to apply; what qualifications and admissions are required; getting credentials evaluated; and what tuition assistance options (scholarships, bursaries, and loans) are available. Also includes information on working on- and off-campus and work permits for students and post-graduates; obtaining university health insurance; bringing a spouse or a child; and options for living and working in Canada permanently. A video is also available.

Ontario Student Assistance Program (OSAP)
Information about OSAP and the student loans, grants, bursaries, scholarships and other financial assistance offered by the Ontario government. There is a full online directory of OSAP aid programs and an online OSAP aid estimator tool. Grants are available for students with disabilities and those in other special circumstances. Applicants can apply and check their application status online.

Queen’s University Student Awards
Scholarships, bursaries and other financial assistance are available to students at Queen’s University. Information about applications and requirements.

St. Lawrence College: Awards, Scholarships, and Bursaries
Information about the types of financial assistance available for students at St. Lawrence College.

Student Loans & Grants
A guide to financial assistance available from the Canadian government for full- and part-time students. Includes information on various loan options, as well as grants available for students with dependants, with permanent disabilities, and who come from low and middle-income families. Also includes details on how to apply, eligible amounts, tracking the money, and repayment after graduation.

Paying for School
Canadian government website. Information the cost of post-secondary education; saving for school; scholarships, grants, and bursaries; student loans and lines of credit; and working while learning.

CanLearn Online Tools
A selection of online tools and useful resources to help students search for Canadian post-secondary programs and scholarships, as well as investigate likely career options. Also includes tools to help estimate the cost of, save, plan, and pay for post-secondary education in Canada.

Education Savings & RESPs
Information on various government savings plans (registered education saving plans — RESPs) and grant programs and how parents can use them to start saving for their child’s post-secondary education. Includes both federal and provincial programs and saving incentives; and details on choosing an RESP and provider and how to best to use it. A set of frequently asked questions (FAQ) covering student loans, grants, and RESPs is also available.

National Student Loans Service Centre
Information on the Centre’s role in administering OSAP student loans. Includes contact information and a links to NSLSC’s On-Line Services.

Savings and Investments
Information on saving and investing for the individual. Includes details on common types of investments, government saving and investing plans, setting saving and investing goals, costs and fees, working with a financial advisor or planner and protecting yourself from fraud. Also includes a set of tools and links to publications on Tax-free Saving Accounts (TFSAs) and saving for your child’s education with a Registered Education Saving Plan (RESP).

QUIC: Taxes
Queen’s University International Centre (QUIC) information on filing income tax returns for international students and staff. Details on whether you need to file and what tax return benefits are available. Available as a list of frequently asked questions (FAQ).

Information on using Registered Education Savings Plans (RESPs) to save for your child’s future education, including videos. Also available in Arabic, Spanish, Inuit, Portuguese, Somali, Filipino (Tagalog), Vietnamese, Chinese (simplified and traditional), Korean, Urdu, Farsi, Punjabi, and Tamil.

SHAD Uncommon Purpose Scholarship Program
This is a 4 week summer enrichment scholarship program for secondary school (high school) students currently completing grade 10, 11, or 12 or the international equivalent. Students spend a month living in universities across Canada (including Kingston!). The program focuses on STEM (science, technology, engineering and math), with a strong entrepreneurship component.

St. Lawrence College Internationally Trained Immigrant Advising Service
An advisor program providing internationally trained immigrants with credential assessment and information on options for postsecondary programs and courses, language programs, and bridging programs. This service can also help with funding for education and retraining and referrals to community resources and services.

Afro-Caribe Community Foundation of Kingston
Founded in 1996, this foundation actively promotes African and Caribbean culture and supports and showcases members of Kingston’s Afro-Caribbean community. Though various scholarships, bursaries, and awards it encourages academic and professional excellence in Afro-Caribbean students and recognizes the contributions of deserving individuals to the wider Afro-Caribbean community. Annual fundraising and community events include a November dinner-dance and awards fundraiser, a “Taste of Africa and the Caribbean” event, and a special opening ceremony event for Black History Month (February).

Study in Canada
Canadian Information Centre for International Credentials (CICIC) overview for what you need to know to study in Canada. Includes an online searchable directory of Canadian colleges and universities and links to other useful resources. Also provides specifics on foreign credential evaluation and recognition in Canada, including a number of fact sheets.

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